diff --git a/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/Exp/FullAllocationService.java b/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/Exp/FullAllocationService.java
index 9fc1344..511ce42 100644
--- a/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/Exp/FullAllocationService.java
+++ b/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/Exp/FullAllocationService.java
@@ -17,47 +17,53 @@ import java.math.BigDecimal;
 
 public class FullAllocationService implements IBalanceService {
     private static final Log logger = LogFactory.getLog(FullAllocationService.class);
+
     /**
      * @param transferType 划拨类型 UP上划，DOWN 下拨
-     * @param strategyId 划拨策略ID 2234204585302439936
-     * @param accountId 账户ID
-     * @param currencyId 币别ID
+     * @param strategyId   划拨策略ID 2234204585302439936
+     * @param accountId    账户ID
+     * @param currencyId   币别ID
      * @return 即时余额
      */
     @Override
     public BigDecimal getBalanceAmount(String transferType, Long strategyId, Long accountId, Long currencyId) {
+        logger.info("进入 FullAllocationService → getBalanceAmount 调用参数 → transferType: {}, strategyId: {}, accountId: {}, currencyId: {}", transferType, strategyId, accountId, currencyId);
+
         BigDecimal valibalance = null;
-        logger.info( "进入 FullAllocationService → getBalanceAmount 调用参数 → transferType: {}, strategyId: {}, accountId: {}, currencyId: {}", transferType, strategyId, accountId, currencyId);
-        //母账户：115871233966
-        //子账户:118587472156
-        if ("DOWN".equals(transferType)) {
-            DynamicObject amAccountbanks = BusinessDataServiceHelper.loadSingle(accountId, "am_accountbank");
-            // 申请公司
-            DynamicObject company = amAccountbanks.getDynamicObject("company");
-            DynamicObject[] ifmInneraccts = BusinessDataServiceHelper.load("ifm_inneracct", "id,number,company,relationacc", new QFilter("company", QCP.equals, company.getLong("id")).toArray());
+        DynamicObject[] fcaTranstrategys = BusinessDataServiceHelper.load("fca_transtrategy", "id,number,name,istransdown,downway", new QFilter("id", QCP.equals, strategyId).toArray());
+        if (fcaTranstrategys != null) {
+            DynamicObject fcaTranstrategy = fcaTranstrategys[0];
+            boolean istransdown = fcaTranstrategy.getBoolean("istransdown");
+            if (istransdown) {
+                String downway = fcaTranstrategy.getString("downway");
+                if ("isfpm1".equals(downway) && "DOWN".equals(transferType)) {
+                    DynamicObject amAccountbanks = BusinessDataServiceHelper.loadSingle(accountId, "am_accountbank");
+                    // 申请公司
+                    DynamicObject company = amAccountbanks.getDynamicObject("company");
+                    DynamicObject[] ifmInneraccts = BusinessDataServiceHelper.load("ifm_inneracct", "id,number,company,relationacc", new QFilter("company", QCP.equals, company.getLong("id")).toArray());
 
-            for (DynamicObject ifmInneracct : ifmInneraccts) {
-                DynamicObjectCollection relationaccs = ifmInneracct.getDynamicObjectCollection("relationacc");
-                if (relationaccs.isEmpty()) {
-                    continue;
-                }
-                long relationaccId = relationaccs.get(0).getLong("fbasedataid_Id");//银行账户
-                if (relationaccId == accountId) {
-                    String number = ifmInneracct.getString("number");
-                    DynamicObject[] bdAccountbanks = BusinessDataServiceHelper.load("am_accountbank", "id,bankaccountnumber", new QFilter("bankaccountnumber", QCP.equals, number).toArray());
-                    long bdAccountbankId = 0;
-                    if (bdAccountbanks.length > 0) {
-                        // 获取内部账户在银行账户里面的id
-                        bdAccountbankId = bdAccountbanks[0].getLong("id");
+                    for (DynamicObject ifmInneracct : ifmInneraccts) {
+                        DynamicObjectCollection relationaccs = ifmInneracct.getDynamicObjectCollection("relationacc");
+                        if (relationaccs.isEmpty()) {
+                            continue;
+                        }
+                        long relationaccId = relationaccs.get(0).getLong("fbasedataid_Id");//银行账户
+                        if (relationaccId == accountId) {
+                            String number = ifmInneracct.getString("number");
+                            DynamicObject[] bdAccountbanks = BusinessDataServiceHelper.load("am_accountbank", "id,bankaccountnumber", new QFilter("bankaccountnumber", QCP.equals, number).toArray());
+                            long bdAccountbankId = 0;
+                            if (bdAccountbanks.length > 0) {
+                                // 获取内部账户在银行账户里面的id
+                                bdAccountbankId = bdAccountbanks[0].getLong("id");
+                            }
+
+                            DataSet dataSet = QueryServiceHelper.queryDataSet(this.getClass().getName(), "ifm_accountbalance",
+                                    "accountbank,valibalance,modifytime,company", new QFilter[]{(new QFilter("accountbank", QCP.equals, bdAccountbankId))},
+                                    null).orderBy(new String[]{"modifytime desc"});
+                            DynamicObjectCollection dataRows = ORM.create().toPlainDynamicObjectCollection(dataSet);
+                            valibalance = dataRows.get(0).getBigDecimal("valibalance");
+                        }
                     }
-
-                    DataSet dataSet = QueryServiceHelper.queryDataSet(this.getClass().getName(), "ifm_accountbalance",
-                            "accountbank,valibalance,modifytime,company", new QFilter[]{(new QFilter("accountbank", QCP.equals, bdAccountbankId))},
-                            null).orderBy(new String[]{"modifytime desc"});
-                    DynamicObjectCollection dataRows = ORM.create().toPlainDynamicObjectCollection(dataSet);
-
-                    DynamicObject[] ifmAccountbalances = BusinessDataServiceHelper.load("ifm_accountbalance", "id,accountbank,valibalance", new QFilter("accountbank", QCP.equals, relationaccId).toArray());
-                    valibalance = dataRows.get(0).getBigDecimal("valibalance");
                 }
             }
         }