diff --git a/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/form/AccountApplicationBillPlugin.java b/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/form/AccountApplicationBillPlugin.java
index 55fcdee..3beff9d 100644
--- a/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/form/AccountApplicationBillPlugin.java
+++ b/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/form/AccountApplicationBillPlugin.java
@@ -42,8 +42,15 @@ public class AccountApplicationBillPlugin extends AbstractBillPlugIn implements
             try {
                 DynamicObject dataEntity = this.getModel().getDataEntity(true);
 
+                String finorgtype = dataEntity.getString("finorgtype");
+                if (!"0".equals(finorgtype)) {
+                    logger.info("金融机构类型不为银行，无法带出");
+                    return;
+                }
+
                 boolean issetbankinterface = dataEntity.getBoolean("issetbankinterface");
                 if (!issetbankinterface) {
+                    logger.info("未勾选开通银企接口，无需带出");
                     return;
                 }
 
diff --git a/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/form/AccountbanksFormPlugin.java b/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/form/AccountbanksFormPlugin.java
index 110b683..c832ff4 100644
--- a/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/form/AccountbanksFormPlugin.java
+++ b/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/form/AccountbanksFormPlugin.java
@@ -99,6 +99,12 @@ public class AccountbanksFormPlugin extends AbstractFormPlugin {
             try {
                 DynamicObject dataEntity = this.getModel().getDataEntity(true);
 
+                String finorgtype = dataEntity.getString("finorgtype");
+                if (!"0".equals(finorgtype)) {
+                    logger.info("金融机构类型不为银行，无法带出");
+                    return;
+                }
+
                 boolean issetbankinterface = dataEntity.getBoolean("issetbankinterface");
                 if (!issetbankinterface) {
                     return;
diff --git a/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/operation/AccountApplicationOP.java b/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/operation/AccountApplicationOP.java
new file mode 100644
index 0000000..b4c0cf8
--- /dev/null
+++ b/sys/shkd-sys-sys/src/main/java/shkd/sys/sys/plugin/operation/AccountApplicationOP.java
@@ -0,0 +1,54 @@
+package shkd.sys.sys.plugin.operation;
+
+import kd.bos.dataentity.entity.DynamicObject;
+import kd.bos.entity.plugin.AbstractOperationServicePlugIn;
+import kd.bos.entity.plugin.args.BeforeOperationArgs;
+import kd.bos.logging.Log;
+import kd.bos.logging.LogFactory;
+import kd.bos.orm.query.QCP;
+import kd.bos.orm.query.QFilter;
+import kd.bos.servicehelper.BusinessDataServiceHelper;
+import kd.sdk.plugin.Plugin;
+
+/**
+ * 开户申请操作校验
+ */
+public class AccountApplicationOP extends AbstractOperationServicePlugIn implements Plugin {
+    private static final Log logger = LogFactory.getLog(AccountApplicationOP.class);
+
+    @Override
+    public void beforeExecuteOperationTransaction(BeforeOperationArgs e) {
+        super.beforeExecuteOperationTransaction(e);
+        String operationKey = e.getOperationKey();
+        DynamicObject[] objects = e.getDataEntities();
+        // 账户类型
+        String acctstyle = objects[0].getString("acctstyle");
+
+        if (!"basic".equals(acctstyle)) {
+            logger.info("非基本存款账户，不需要校验");
+            return;
+        }
+
+        // 开户公司编码
+        DynamicObject openorg = objects[0].getDynamicObject("openorg");
+        Object openorg_id = openorg.getPkValue();
+        logger.info("获取开户公司编码：{}", openorg.getString("number"));
+
+        DynamicObject[] dynamicObjects = BusinessDataServiceHelper.load("am_accountbank", "id,bankaccountnumber,acctstyle,openorg", new QFilter("openorg", QCP.equals, openorg_id).toArray());
+
+        boolean result = false;
+
+        for (DynamicObject dynamicObject : dynamicObjects) {
+            String acctstyleObj = dynamicObject.getString("acctstyle");
+            if ("basic".equals(acctstyleObj)) {
+                result = true;
+                break;
+            }
+        }
+
+        if (result) {
+            e.setCancel(true);
+            e.setCancelMessage("开户单位已存在基本存款账户（一个开户单位只允许存在一个基本户）");
+        }
+    }
+}
\ No newline at end of file